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Non-Medical Insurance
Why Should You Consider a No Medical Insurance Plan?
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Jake Jun Qiao, Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), Member of Million Dollar Round Table (MDRT). Please contact me for any financial planning inquires.

 

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Life insurance issued without requiring the applicant to submit to a regular medical examination.  In passing on the risk, the insurance company relies on the applicant’s own answers to questions regarding his or her physical condition, and on personal references and inspection reports.  Because of the limited underwriting, this type of policy usually has much higher premiums than fully underwritten policies.

Why Should You Consider a No Medical Insurance Plan?
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