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Jake Jun Qiao, Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), Member of Million Dollar Round Table (MDRT). Please contact me for any financial planning inquires.


Position: Home - Life Insurance hello - WARTROZ FR

A guaranteed life insurance solution that gives you the flexibility to live life on your terms.

You’re working hard to achieve the retirement you’ve always dreamed about. And wherever your dreams take you, it’s more important than ever to consider how life insurance can help you achieve the lifestyle that you want … and deserve.
Limited Pay UL offers a unique combination of permanent insurance protection, flexible coverage options, indispensable guarantees and opportunities for tax-advantaged savings.
Today’s guarantees bring tomorrow’s peace of mind
We’ve built several guarantees into Limited Pay UL – so you can buy it with confidence knowing some things will never change:
■ Guaranteed cost of insurance rates1
■ Guaranteed cost of insurance period (you can choose 10, 15 or 20 years)
■ Guaranteed minimum interest rates on some investment accounts
■ Guaranteed cash values
Flexible coverage that can change as your needs change
We know that life happens and you may find that your insurance needs change over time. Limited Pay UL allows you to:
■ Change your amount of insurance
■ Change existing insurance or rider coverage or add new ones3
■ Increase the length of time you make deposits, with new rates and cash values based on your age and the rate at the time you originally purchased the policy
■ Customize a life insurance solution that’s right for your lifestyle, budget and financial goals by adding extra features such as a Term Insurance Rider, Child Protection Rider, Business Value Protector Rider or a Total Disability Waiver Rider
■ Switch from 10-year Renewable to 20-year Renewable Term Rider coverage
Simply dial 416-835-8805 for details.



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